The assistant is designed to support a range of everyday personal finance tasks, including:

  • spending analysis and budget summaries;

  • tracking the current status of investment portfolios;

  • managing and cancelling subscriptions;

  • freezing lost cards directly in chat;

  • helping users plan travel budgets and purchase a Revolut eSIM.

We’re rolling out gradually to UK customers first, with more countries launching soon
We’re rolling out gradually to UK customers first, with more countries launching soon. Х

AIR only has access to the same data customers already see inside the Revolut app, including transactions, investments, and card details.

Revolut says no sensitive customer information is stored by third parties or used to train external AI models.

The company has not disclosed which specific AI providers are powering the new assistant.

“We believe the era of endless tabs and menus is over,” said Yulia Ponomareva, Revolut’s Head of Customer Experience and AI Products.

The launch puts Revolut into a fast-growing and increasingly competitive market for AI-powered financial assistants. In March, UK neobank Starling Bank introduced a similar product built on Google Gemini.

Traditional banks including Barclays, NatWest, HSBC, and Lloyds are also investing heavily in AI partnerships and developing their own internal tools.

Revolut has already established a dedicated AI division that is currently working on voice tools, personal assistants, and sales agents. AIR is the company’s first public step in that direction.

Revolut is using AIR to turn its app into a more proactive financial interface rather than just a place for payments and account management. The launch also shows how quickly AI assistants are becoming a competitive feature in retail banking, where practical usefulness, privacy, and trust will matter more than novelty alone.